“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant. Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with.”
Client stories
The same business, presented properly.
Fourteen real matters, anonymised. Most were declined or capped before they reached us. What changed was how the numbers were set out, not the business behind them.
Buying and growing a business
Self storage · 2026
The self storage deal the bank said would not service
A going-concern purchase of a storage business together with the freehold it sits on, a little over $3.5m combined. The buyer's bank ran the numbers and said no.An additional $3m in lending approved.Read the story →Veterinary · 2025The vet practice capped at $3.0m
Lenders could not read the owner's income, so his capacity stalled at $3.0m and he kept missing out on properties. The business was performing. The paperwork was not telling that story.Capacity lifted to $6.5m.Read the story →Food franchise · 2026The franchisee turned away from a bigger site
Operators of a store within a national franchise wanted a second, materially larger site. A major bank knocked the application back on serviceability.The finance approved, fully funded. The larger site secured.Read the story →Food franchise · 2025The buyer from overseas, declined first go
A US-based client wanted to open a store with a growing Australian burger franchise on a prime Melbourne site. A new store with no trading history of its own is a hard file, and the first application was declined.Approved by a major bank, on strong terms.Read the story →Established trading business · 2025The 50 year old business, 100% financed
A buyer acquiring a 50 year old business in a prestige Sydney suburb engaged us for financial due diligence from a credit perspective, with every number agreed between both sides' accountants before the bank saw it.Secured, 100% financed through a major bank at competitive rates and structure.Read the story →Carwash · 2026The carwash, and the 12 month deadline
The clients' broker sent them to us. They were buying a carwash alongside the business they already ran, and the path of least resistance was an expensive second mortgage repayable within 12 months.A major bank approved a facility just under $1m over 15 years, not 12 months.Read the story →Landscaping and garden supplies · 2026The landscaper with 11 months on the books
A sole trader with 11 months of trading history wanted to buy a landscaping and garden supplies business that had traded for more than 30 years, many times his own size. The majors had already declined him.Approved through a major bank, fully funded.Read the story →Restaurant franchise · 2023The restaurant franchise nobody wanted to fund
An experienced operator, years into running his own businesses, had sold one of his sites and wanted an established restaurant franchise on the Central Coast. A non-bank commercial lender said no. Major banks said no.Approved, and the site acquired.Read the story →Property outside the business
Industrial property, metro Brisbane · 2024
Declined twice. Then $1.5m of equity in nine months.
A freestanding industrial property, bought run-down off private treaty and turned around. The deal had been knocked back before it reached us. Nine months later it carried over $1.5m of new equity, sitting outside the client's business.Over $1.5m of equity uplift in nine months.Read the story →CBD retail, Brisbane · 2025The bank said no. The asset shows a projected 55% IRR.
A freehold multi-tenant CBD retail centre, previously knocked back, structured so the client could buy a multi-million-dollar asset without touching the balance sheet of the business that funds their life.A projected 55% IRR, business balance sheet left intact.Read the story →Industrial and activity centre, metro Melbourne · 2025A $20m deal, funded by the client's own bank.
A $20,000,000 industrial and activity centre, bought more than 50% under-rented. The client kept their existing banking relationship; Nick and his team consulted on the transaction and built the finance documents that funded it.Funded by the client's own bank on a projected 181% five-year ROI.Read the story →Industrial portfolio, Brisbane · 2024The file that unlocked a $9.28m portfolio.
A freehold industrial portfolio of three properties with one multinational tenant, bought well under market rent. Documents and transaction consulting by Nick and his team; funded by the client's own banker.Funded by the client's own bank on a rental-reversion story a generalist file would have buried.Read the story →Industrial property, Melbourne · 2024$1m of equity on day one.
A freehold industrial property bought off-market, valued a million dollars above the purchase price at settlement. A conservative structure the client's own bank was comfortable with, and the wealth-outside-the-business play in its purest form.$1m of equity before the first rent cheque, on a projected 32.2% IRR.Read the story →In their words
5.0 from 60 Google reviews.
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
Every matter is real. Identities are withheld and, unless a story says otherwise, figures are materially altered. Outcomes depend on individual circumstances and lender criteria; past results do not indicate future results.
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