“Nick as a broker is part of my dream team for not only residential but especially commercial lending and has been nothing short of brilliant. Always calm under pressure and gets the job done. Very proactive and knowledge far superior to other brokers I've worked with.”
About Levelhead
A former banker, on your side of the table.
Levelhead Business Advisors finances businesses and prepares the numbers lenders assess. Your accountant keeps the tax. We handle the borrowing, from the first truck to property in your own name.
Why we exist
A lender reads accounts written for the ATO, 12 to 24 months old, with the owner’s costs still in them. The business is fine; the paperwork is telling the wrong story. We set out where the business is today, find the add-backs a credit team will accept, and take it to the lender that fits.
$0M+Finance arranged
0+Lenders on our panel
0.0From 60 Google reviews
0+ yearsIn commercial finance
Founder
Nick started on the lender’s side of the desk, as a personal and business banker at Greater Bank, structuring lending for trusts, companies and multi-entity groups. He moved into broking in 2018 and has spent his career since in commercial, equipment and acquisition finance.
He leads every engagement personally: he scopes the work, reviews every number and takes every debrief call. The team builds the files behind him to the same standard.
Whatever stage you are at, Nick knows who you need next: the right accountant, solicitor, financial planner or buyer’s agent. He stays for all of it.
- Commercial and Equipment Finance BrokerMFAA Excellence Awards
- Newcomer AwardMFAA Excellence Awards
- Gold Club EliteNectar Mortgages
- Top 10 BrokerNectar Mortgages
As featured in
Recognition and figures relate to finance arranged by Nick through The Lending Lab and Andorra Private.
Why the background matters
Inside the bankA banker works one credit policy from the inside. You learn what an assessor actually reads, and what makes a file die on the desk.
As a brokerA broker has to know dozens of lenders, read which one will say yes to this file, and present it for that lender's policy without an internal advocate carrying it.
The numbers in betweenForecasts, business plans and credit papers built in-house, so the story and the numbers match before a lender sees either.
Where we sit
Think of us as a management accountant for your borrowing. We prepare business finance reviews, cashflow forecasts and projections, business plans and credit papers, and we arrange the finance across 60+ banks, specialist and non-bank lenders.
We don’t do tax returns, BAS, bookkeeping, audit or financial product advice. Your accountant keeps all of that, and we work with them so the numbers agree.
What clients say
5.0 from 60 Google reviews.
“Nick is an absolute gun at his job. I've been through many brokers over the years, and he is by far the best I've worked with. His knowledge in the commercial space is second to none, and the way he handles the process is completely seamless.”
“Nick is super professional and highly competent in his craft. He guided me with credible lending options and advice during my commercial property purchase journey. Highly recommended.”
Qualifications and standing
Nicholas Clunes: Credit Representative Number 530711 is authorised under Australian Credit Licence Number 387856, through The Lending Lab Pty Ltd (Credit Representative 538291).
Read our disclosures- Diploma of Finance and Mortgage Broking Management
- Diploma of Financial Services, specialising in complex issues in commercial finance
- Accounting and finance studies at Charles Sturt University
- Certified Lending and Finance Professional with CAFBA, in progress
- Mortgage Finance Professional accreditation with the MFAA, in progress
- Member, Australian Institute of Company Directors (MAICD)
- Justice of the Peace, NSW
Industries we know well
- Veterinary and health
- Food and restaurant franchises
- Self storage
- Carwash
- Landscaping and garden supplies
- Industrial and commercial property
Office at Level 3, 116 Military Road, Neutral Bay, by appointment. Working with businesses Australia-wide.
A short call about where the business is and what you want to finance next. No obligation, and a fee in writing if we can help.